The £1m Pension Mistake: Are You at Risk?
For years, reaching a £1 million pension pot has symbolised success, serving as the benchmark for financial freedom. But in 2025, that milestone could quietly
Should You Overpay Your Mortgage or Invest?
As we move through Q3 2025, many homeowners are asking the same question: Should I put spare cash into my mortgage, or would I be
Back to School, Back to Basics: Your Financial Protection Checklist
As the school year kicks off, it’s not just the kids who are hitting the books. This is a great time for families to revisit
Why Protection Planning Isn’t Just for Parents – Especially in the Summer Holidays
Summer is meant to be a time to slow down. But it’s also when life’s vulnerabilities can stand out more than ever. Colleagues are away.
The New Mortgage Rules Explained: What They Mean for First-Time Buyers in 2025
It’s been a challenging few years for first-time buyers in the UK. But in 2025, a long-awaited shift has arrived and it could finally open
100% LTV: Market Gamechanger or Cause for Concern?
April Mortgages has shaken up the UK property market with the launch of a 100% loan-to-value (LTV) mortgage, allowing first-time buyers and movers to purchase
The Rising Cost of Care: Navigating Fee Increases in the UK Care Home Sector
In recent years, the UK care home sector has experienced unprecedented financial pressures, with care home fees consistently outpacing general inflation. For families and individuals
Buy-to-Let Market Changes: What Landlords Need to Know About Mortgage Regulation Updates
Buy-to-Let Market Changes: What Landlords Need to Know About Mortgage Regulation Updates The buy-to-let landscape continues to evolve in 2025, presenting both challenges and opportunities
Pension Strategies Throughout Your Life
Pension Strategies Throughout Your Life As an independent financial adviser, I’ve helped clients at every stage of their pension journey. What’s become clear is that
