We offer comprehensive financial planning tailored to meet your unique needs and objectives. Our team are dedicated to guiding you through every stage of your financial journey, ensuring you achieve your financial goals with confidence and peace of mind.

Wealth Planning

Retirement and Pensions



Mortgages and Protection

Savings and Investment

Wills, Trusts and Inheritance Tax Planning
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1st Financial Foundations is a leading financial planning firm in Milton Keynes and London, dedicated to helping professionals, business owners, self-employed, contractors and families.
Who we are
Our Story
Our history is rooted in the entrepreneurial beginnings of our founder, Yash. The business was established in 2001 to provide advice, education and support to help people make sound financial decisions for improving their lives.
Words of Gratitude
Discover expert insights and the latest industry trends.

The New Mortgage Rules Explained: What They Mean for First-Time Buyers in 2025
It’s been a challenging few years for first-time buyers in the UK. But in 2025, a long-awaited shift has arrived and it could finally open the door to homeownership for thousands. So What’s Changed? In March 2025, the Bank of England made a significant change to its lending guidance, leading

100% LTV: Market Gamechanger or Cause for Concern?
April Mortgages has shaken up the UK property market with the launch of a 100% loan-to-value (LTV) mortgage, allowing first-time buyers and movers to purchase a home with no deposit. This is one of the first true 100% LTV products since the 2008 financial crisis and is generating significant debate

The Rising Cost of Care: Navigating Fee Increases in the UK Care Home Sector
In recent years, the UK care home sector has experienced unprecedented financial pressures, with care home fees consistently outpacing general inflation. For families and individuals planning long-term care, these escalating costs represent a significant financial challenge that demands proactive and strategic planning. by Yash Tosar The Current Landscape of Care Home