Understanding Your Mortgage Needs
Comparing Mortgage Options
Mortgage Pre-Approval
Mortgage Application Support
Remortgaging and Refinancing
Buying your first home can be overwhelming. We offer clear advice to help you understand your options and secure a mortgage that suits your financial situation. From government schemes to low-deposit options, we’ll guide you through every step.
Moving to a new home is an exciting time, but it comes with its own set of challenges. We simplify the process by helping you secure a mortgage that fits your needs, ensuring a smooth transition from your current home to your new one.
For high-value properties, we provide bespoke mortgage solutions that cater to your specific financial circumstances. Our advisers have extensive experience in securing competitive rates for luxury and high-end properties.
Investing in rental property can be a lucrative venture, but it requires careful planning and the right financing. Our advisers provide expert guidance on buy-to-let mortgages, helping you understand the requirements and find the best deals. We assist with the application process and ensure that your investment is financially viable.
Finding the right mortgage as a self-employed individual can be challenging. We understand the complexities and will help you navigate the mortgage market, providing solutions that consider your unique income structure and financial history.
For professional landlords, we offer comprehensive advice on securing mortgages that support your business model. From portfolio mortgages to HMO (House in Multiple Occupation) financing, we ensure you get the best terms and rates available.
Bridging finance can be an essential tool for those needing short-term funding solutions. Whether it’s for property renovation, purchasing at auction, or managing a property chain, we’ll find the right finance options to bridge the gap.
Ongoing Mortgage Management
Your home may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances. Buy-to-let mortgages are not regulated by the Financial Conduct Authority and therefore you will not have any rights under the Financial Services Ombudsman or Financial Services Compensation Scheme.
1st Commercial Finance (London) Limited is an Appointed Representative of The Fiducia Network Ltd who is Authorised and Regulated by the Financial Conduct Authority under FRN 917537. We are a credit broker and not a lender. We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority. We are registered with the ICO under ZB901224. 1st Commercial Finance (London) Limited is registered in England and Wales, Registered No. 16094120, Registered Office: 11 Furzton Lake, Shirwell Crescent, Milton Keynes MK4 1GA