First Time Buyer Mortgages
Buy Your First Home With Confidence
Find out if you’re eligible for a first-time buyer mortgage and receive a personalised affordability assessment from our expert advisers.
Why First-Tme Buyers Choose 1st Financial Foundations
Buying your first home can feel overwhelming. From understanding affordability and deposits to navigating mortgage applications and lender criteria, there are plenty of decisions to make.
At 1st Financial Foundations, we simplify the process and provide clear, personalised guidance every step of the way.
Whether you’re just starting to save or ready to secure a mortgage agreement in principle, we’re here to help you move forward with confidence.
70%+
of first time buyers now purchase with less than a 20% deposit.
5% Deposit Available
our range of lenders have many options available including very low eligibility for first time buyers.
100%
tailored guidance to help you understand your options and move forward with confidence.
Your First Home Could Be Closer Then Your Think
Buying your first home is one of life’s biggest milestones, but it can often feel overwhelming. Between saving a deposit, understanding affordability, navigating mortgage options and knowing where to begin, it’s easy to feel uncertain about your next step.
At 1st Financial Foundations, we believe homeownership should feel exciting, not confusing.
Our experienced advisers take the time to understand your circumstances, explain your options in plain English, and help you build a clear path towards owning your first home. Whether you’re ready to buy now or simply want to understand what’s possible, we’re here to provide the guidance and support you need.
No jargon. No pressure. Just expert advice designed to help you move forward with confidence.
Ready to Discover Your Options?
Book a free, no-obligation consultation with one of our mortgage specialists today and take the first step towards owning your home.
✔ Personalised Mortgage Advice
✔ Understand How Much You Could Borrow
✔ Explore Your Mortgage Options
✔ Get a Clear Plan Towards Homeownership
No. Completing this eligibility check will not impact your credit score. We do not carry out a credit search as part of this assessment.
Your results are based on the information you provide and can give a useful indication of your mortgage readiness. A full assessment with one of our advisers will provide a more personalised view of your options.
Not necessarily. Some lenders offer mortgages with deposits starting from 5%, depending on your circumstances and eligibility.
A member of our team will typically be in touch within one working day to discuss your circumstances and answer any questions.
That’s absolutely fine. Many first-time buyers use our eligibility check to understand where they stand and what steps they can take to prepare for homeownership in the future.
Your First Home Starts With The Right Advice
Our experienced advisers take the time to understand your circumstances, explain your options in plain English, and help you build a clear path towards owning your first home. Whether you’re ready to buy now or simply want to understand what’s possible, we’re here to provide the guidance and support you need.
Ongoing Mortgage Support
Our commitment to you doesn’t end once your mortgage is approved. We provide ongoing support to ensure that your mortgage remains suitable for your needs. This includes regular reviews of your mortgage terms, advice on switching deals, and guidance on managing your repayments. We help you stay on top of your mortgage and make adjustments as needed.
