Case Study

Lifetime Cashflow Planning for Financial Peace of Mind

Service provided:

Lifetime Cashflow Planning & Portfolio Management

The challenge:

A couple in their late 40s sought clarity about their long-term financial security and how to manage their investments effectively. Despite owning a buy-to-let portfolio and various investments, they were unsure if these assets could sustain their desired retirement lifestyle.

Their concerns included:

Could their savings and investments support them throughout retirement?

Maximising property returns:

How could they optimise their buy-to-let portfolio while exploring new investment opportunities?

The solution:

We developed a personalised Lifetime Cashflow Planning strategy alongside active portfolio management:

Cashflow Projection:

A detailed model of income, expenses, and planned life events provided a clear, long-term financial outlook, factoring in inflation, taxes, and potential income changes.

Annual Reviews:

Regular updates ensured the plan remained accurate, adapting to new goals or financial developments.

Portfolio Management:

Strategic mortgage reviews saved money, while property investment advice maximised returns and aligned with their financial goals.