Should I remortgage?

New customers aren’t the only ones who stand to benefit from cheaper mortgages.

Mortgages are long-term commitments but you do not have to stick with the same product for the whole term of the loan. A remortgage is where you take out a new mortgage on a property you already own – either to replace your existing mortgage, or to borrow money against your property.

With mortgage borrowing rates currently at a near all-time low, homeowners are able to borrow more cheaply, which largely explains why the number of people remortgaging hit a seven-year high in August 2017, according to the Council of Mortgage Lenders.

And its a Wrap – 2017

To all our readers, 2017 may have been a year of ups and downs, lets not kid ourselves it’s not dislike any other year however with Brexit and the Trump administration over the past 2 years, it has felt never ending at times with the media circus in tow, and a play on words for the uncertainty of the future we are bombarded with daily…

Charity Begins At Home…

But Should Not End There.

We all like to say we do our bit for charity, helping others is indeed a very noble thing to do, some donate their money and some donate their time. So many families deserve to spend time with their loved ones in their own home, sometimes this is not always possible due to work, illness not having the time, let it be a learning curve we should all make the time no matter what the circumstances are as you will never get that back and can not measure that in monetary value.

Black Friday

To Be or Not Be

Well its that time of the year again when everyone rushes to get a bargain. Or is it a bargain, it depends on your purchase, are you actually throwing away money when you could be saving?

The Run Up To Christmas and New Year

Out with the Old and in with the New

With the run up to Christmas and New Year it’s a great time to have a tidy up and re-evaluate where you are with your personal and financial affairs. Its that time of year to start thinking about having a good clear out and plan for the future. You may be considering moving home, re-mortgaging, revising your investment strategy or reviewing your retirement plans.