Maintaining a diversified portfolio

Spreading risk among different kinds of investments

When you start investing, or even if you are a sophisticated investor, one of the most important tools available is diversification. Whether the market is bullish or bearish, maintaining a diversified portfolio is essential to any long-term investment strategy.

Investing

Visualise your future

Reaching a state of complete financial wellbeing

Financial wellbeing ultimately comes from achieving financial security and independence. When you’ve reached a state of financial wellbeing, you’ve got to a point where you have a sufficient level of income for your lifestyle needs, enough capital to give you peace of mind and the knowledge that whatever happens you, your family and business are fully protected.

Design your future

Creating a total wealth solution

Don’t forget, unwritten goals are just wishes

If you do not know where you are going on your life journey, how will you know when you arrive? This is very true about the importance of having financial goals. You need to set financial goals to help you make wise financial decisions, and also as a reward for your efforts. Goals should be clear, concise, detailed and written down. Remember, an unwritten goal is just a wish.

Establishing your financial and lifestyle goals is a fundamental part of your total wealth solution process. Your goals should be Specific, Measurable, Attainable, Relevant, Time-bound (SMART).